Interest rates, where to start! This is often the center of a borrowers focus and in today's lending environment one of the hardest elements to navigate. The interest rate that you get on a mortgage today is dependent on so many factors, your credit score, the amount of equity you have in the home, whether it is default insured (that's a whole post on it's own!), and the intended use of the home. In this blog piece I am going to focus on defining the various types of rate tha